About Me

My name is Matthew Tobias Kotraba, but most people call me Toby. I’m a father of two boys, I was born and raised in Saint Louis, and I’ve been serving my community since 1997 as a Firefighter and EMT. Now my goal is to make sure that you and your family are protected. My experience as a firefighter has given me a unique understanding and appreciation of what happens after a life changing loss occurs and whenever possible I hire active or retired military and first responders to join my team. My goal is to provide you with the highest level of service and to protect everything that you have worked so hard to build. While we pray that you never experience a loss, my team and I are ready to assist you through that difficult process. I look forward to connecting with you to help ensure that you and your family’s insurance needs are met through all seasons of life.