Your Insurance.
Your Community.

I have been serving my community since 1997 as a First Responder. Now I use that same dedication to help you find the right insurance coverage for your needs. I can help you understand your coverage options so you can protect what matters most to you.

Honesty has always been our policy.

Get Your Free Quote

Insurance Coverage We Offer

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Auto Insurance

Comprehensive auto coverage with competitive rates.

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Homeowners Insurance

Protect your biggest investment against damage and theft.

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Business Insurance

Custom commercial policies for your business assets.

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Life Insurance

Term and whole life insurance for your family's security.

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Umbrella Policies

Extra liability protection beyond standard coverage.

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Specialty Coverage

Motorcycle, boat, RV and recreational vehicle insurance.

About Us

I have been serving my community since 1997 as a First Responder and now as a trusted insurance agent and advisor. My history as a firefighter has given me a unique understanding of what happens after a life changing event takes place. I can help you understand your coverage options so you can protect what matters most to you.

We are a St. Louis-based insurance agency committed to finding the right coverage at the best value. We partner with multiple top carriers including Farmers, Progressive, National General, Foremost, Bristol West and others — giving us the flexibility to shop around on your behalf for the best fit.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, business insurance, life insurance, or another kind, I'm here to help you understand the coverage you need. Stop by, or reach out by phone or online to get a free quote today.

Your Auto Insurance Options

Every driver's needs are different. Here's what you need to know before choosing a policy:

Liability

Pays for damage you cause to someone else's vehicle or property, or injuries to others. Required in nearly every state.

Collision

Repairs or replaces your own vehicle after an accident with another car, animal, or object like a tree or pole.

Comprehensive

Covers everything collision doesn't — theft, vandalism, hail, fire, flooding, and falling objects.

Add-On Options

Roadside Assistance
Towing, lockouts, flat tires
Rental Car Reimbursement
A rental while yours is in the shop
Agreed Value
No depreciation if totaled
Custom Equipment
Aftermarket wheels, performance parts

Protect Your Phone & More

Accidents happen — cracked screens, water damage, lost devices. Device protection covers smartphones, tablets, and more starting at just a few dollars a month.

Learn About Device Protection

Get In Touch

Location

4817 Oleatha Ave
St. Louis, MO 63116

Hours

Mon-Fri: 8:00 AM - 4:00 PM
(Central Time)

What Our Clients Say

See what others have experienced working with us

Read Our Google Reviews

Farmers Insurance - Matthew Kotraba on Google • 5.0 stars